【高配当株&優待株投資】10億円投資家かんちの投資術／40代でFIRE実現／年間配当金2400万円／楽しい株主優待生活／日本株はさらに上がる／数年後の暴落に注意【PIVOT MONEY】

Kanchi, a 49-year-old FIRE-retired ex-firefighter with ¥1B in assets, explains how 40 years of high-dividend and shareholder-benefit stock investing built ¥24M in annual dividends.

• Kanchi holds ~600 stocks, split roughly 50% high-dividend, 30% shareholder-benefit (yutai), 20% growth; annual dividends ~¥24M on ~¥1B in assets.
• His core screening rule: dividend yield ≥3.5%, exclude PBR >15×, require multi-year revenue and profit growth confirmed via Monex Scoutar 10-year chart.
• During the Lehman shock, stocks he held dropped to ~20% yield; he liquidated savings and retirement lump sum to buy at those prices, which drove the bulk of his wealth.
• He warns that if Japan’s real interest rate turns positive — roughly when BOJ raises rates 2-3× per year to counter asset inflation — Nikkei could fall and stay down for ~5 years.
• Today, screening at 4% yield returns ~200 Japanese stocks vs. only 10-30 stocks in 2000, making the current environment unusually favorable for his strategy.
• Crash buying rule: deploy ~30% of reserve at -10%, ~50% at -15%, targeting ~70% deployed by -25%; never go all-in at once because the bottom is unknowable.
• For beginners: start with index funds (All-Country, S&P500, Topix, Nikkei 225) while studying, then layer individual high-dividend and yutai stocks on top once confident.

2026-04-25 · Watch on YouTube